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Showing posts with label PREMIUM. Show all posts
Showing posts with label PREMIUM. Show all posts

Monday, February 07, 2022

Peloton (PTON) - Is it Going Down in the DM?

 


Investing In Yourself – Using Pillars to Build Your Core
Setting Budgets + Saving for Black Swans


How to Open My First Brokerage Account

Diversify your Life (Mind, Body, Soul, + Investments)

HOW TO SEARCH MY BLOG:
                             

                       
Get Updates to Your Email When I Create A New Post:





Also Coming Soon - a series on #HowtoInvest. People have been reaching especially after the spikes in Gamestop, AMC, and other stock to learn the basics. I self-taught myself how to invest beginning at the age of roughly 18 and have never stopped. To be a good investor and ensure you are not gambling (speculating), I'll cover (hardest parts of investing in RED):

Budgeting 101 - How to Fund Ur Investments?
Why Stocks as an Investment?
What is Ur Investment Profile + Personality?
How to Pick Stocks?
When to Buy Stocks?
How to Enter My Trade?
How Many Stocks Should I Own?
When to Sell Stocks?
Am I Speculating (Gambling)?

Peloton Interactive Inc (PTON)

I get many readers ask me the question: "What do you mean when you say Value Stocks"? Then I refer them back to my favorite analogy. I have stuck in my head, from my youth, that candy bars should be $50c. When I travel the country and have to stop at a gas station, I WILL NOT buy candy unless it's $50c. I'm stubborn like that. I'll get the king size bar only if it's $1 dollar. A value stock is when you've done your homework and know what you think it should sell for like my Reese's cups. A value investor like myself tries (key word) to only buy when I see my Reese's cups (or a stock) AT or BELOW this level. Yes, go ahead and make fun of me but I'm principled in that way. I apply the same standard to stocks. I prefer to buy when I see it on sale and have a price in mind. 

Don't believe me just watch moment: Go back and search for one of my best investments ever, Sprint. Sprint got "beat down" like they stole something, and I swooped in. When T-Mobile came calling, they offered a higher price to merge (as we say here "date" or "hook up" with) Sprint. It was truly a beautiful trade and we made lots of money. 

I think Peloton is starting to shape up the same way my Sprint trade did. This stock was once as high as $150 just a year ago. To me, Peloton is just a bike but the stock skyrocketed once it came public. It has fallen from grace to a low of $22 dollars. Like the winter olympics, you don't want a stock chart that is sloping downhill...not good.

Rumor has it companies may be sliding into their DM trying to hookup. I bought some Peloton today because it reminds me of whenever I find Reese's cups for $50c. Usually, it's a time to load up because I just don't see if often. With Peloton, I still struggle with the need for an overpriced exercise bike. I will probably need to interview some actual users to fully understand all the benefits, but I said the same thing about the Apple iPhone and many people are happy with paying for an overpriced phone. I think there is definitely a market for the "connected" use of the bike but clearly, I didn't agree with the price of the stock. I finally feel somewhat vindicated, now that the stock has cratered but it took a while to get here. Long story short, is I can see clearly now the rain is gone. And I think Pelton is worth some risk if Amazon, Apple or other suitors wanna hookup.





Sunday, January 23, 2022

Kohl's (KSS) - I Got the Hookup Alert (Jan 2022)

 Many say that 2022 will be the return of the Stockpicker's Only club. What this means in Wall Street speak is that the easy money days are probably over. I would love to see the stats but I'm sure even the Reddit Forums volumes are lower that they've been over the last year. Last year, any stock you touched or bought was red hot! But the difference between the newbies and the veterans is the wisdom of having seen situations like this before...and for other veteran investors: having discipline. If you replay the last year or two on my blog, you'll notice that I primarily moved to options in an attempt to manage my risk. Yes, I owned Gamestop and AMC and ironically got out of these positions after 100 or 200% returns. Many went on to hold for much more higher gains. Unfortunately, too many newbies are still holding and watching those magical gains erode. As I've mentioned here before and had to learn the hard way...it never hurts to take some of your winnings off the table in a disciplined manner. Even I fell victim to this as my investment in Roku skyrocketed beyond belief. It has cratered back down and while I have a measly 4 figure gain it used to represent a large 5 figure gain. I could've done some things a little bit better but AT LEAST, I was trading against ROKU on a regular basis. 

What did I do Right?

1) Hedge - I used options to hedge against my growing holding. This is a way that many of us investors collect INCOME (or as I like to call it a stimulus check). When Roku hit $200, I would write an option betting it wouldn't reach $250, $300, $400, and even $500. As long as those levels weren't reached, I received a small check for my time. I'd have to go back and calculate my win % but it was high, and the gains were steady.

What did I do Wrong?

1) Pay Attention - I was busy building my cyber business and didn't keep hammering my income generating strategy into the end of the year. Not a biggie. If you check every day, investing will consume you. Buy stocks you can purchase and forget for a while. If you have to own stocks you must check daily...that could be bad for your wealth and health. But fair enough I could've taken a peek in the last 5 months of the year.

2) Stop Loss Trade - While many people use this for capping their losses, I could have used this type of trade to simply exit a VERY profitable trade. I didn't put an exit trade on because I was busy (see point #1) but primarily because of taxes. This was a biggie and I saw a huge gain dwindle but happy to still be up thousands of dollars. Why didn't I get out...because I was FORCED to lock in gains from Collectors Universe. When you have a 10x bagger on your hands the gains are astronomical, and I was very concerned about the tax implications of both Collectors Universe and ROKU in the same year. I would have had capitals in the range of what I made in one year in Corporate America on top of the fact that I already have a steady job this would have easily put me into a brand-new tax bracket. Again, this is simply RPP - Rich People's Problems or a First World issue... but I wanted to be transparent on why I personally didn't sell.

What Likely Works in 2022 - VALUE + Mansa Musa Network

Value is often described as a beaten down, unloved stock. You've read before that I like to look for those unloved gems, wait for people to see the shine or polish and then watch them rise. Collectors was like that and that turned out amazing. I'm staying locked into to a few of these trades in 2022. One trade being Kohls, the other being Tegna.

Kohl's - I Got the Hook Up

It goes down in the DM and once again my Mansa Musa Network trade is Kohls appears to be heating up. A beaten down stock is being being courted by hedge funds and private equity funds on Wall Street...don't believe me just watch:

Acacia Research appears to have just slid into Kohl's DM and they wanna hook up at a value of $64 dollars. Considering Kohl's is trading in the mid 40s when I wrote this they may be heading for the Love Boat.



Talk about your DM blowing up. Kohl's has just had another suitor slide into their DMs. Sycamore has joined the party and they want to Netflix and chill.


So stayed tune and be very careful as the easy money days are ending. Don't say you were NOT told as the Federal Reserve has been carefully telling you they are increasing interest rates because everyone is making money...off stocks, Bitcoin, NFTs, trading cards, etc. It means it's time to cool things down a bit. Now is time for my value strategy to shine and occasionally I'll go hunting with some of my Mansa Musa Network friends. Potential hookups like I've written before will offer tremendous value. 



Wednesday, May 05, 2021

When To Buy - When Markets are Going Down (Mary J Blige Style)

 

PREMIUM SUBSCRIBER ALERTS:

This is a quick hitter post. I wanted to reiterate the "Loner" / "Cancel Culture" investment philosophy I sometimes use. In my previous post, you've seen I often come to the aid of companies that have flat out done or said some stupid things. We are human, make mistakes and should not automatically get canceled. But if you break the law, cause harm to another, or invade my or someone else's space --- I have a different frame of mind. Yes, I said it don't be a 'Karen', BLM hater, Asian hater...or just a hater in general. Life is short, can't we all just get along.

The following premium alerts were triggered yesterday and they represent companies I was following and waited until they got picked on. Every quarter companies release a "health check report" called a quarterly earnings report. These companies were flying high, released their quarterly health check and then got beat down. The beautiful thing I do is to set an alert and wait for it to ring. Similarly to my home buying lesson --- don't get emotionally attached or fall in love with an investment. haha I play hard to get...and it's served me well. Once these alerts trigger, I trade them and send them to my subscriber group. If you're at work on the clock, I can't expect you to search for these stocks, so I have your back and deliver them straight to your phone and inbox.

The market was down big yesterday at one point. It reminded me of Mary J Blige's song "I'm going down, when you're not around" and since I was around I bought these stocks on a down day. If you can guess these stocks correctly, I'll reveal these new purchases:

Stock 1: Hint: Zoom meetings have sent these stocks higher. Say cheese!

S******* Inc 

Health Care : Health Care | Small Cap 

Stock 2: Hint: A grumpy billionaire in my Mansa Musa network is buying this stock so we went huntin' in packs together.

B******* Inc 

Health Care : Pharmaceuticals | Large Cap 

Stock 3: Hint: What does scrolling, streaming, and banning have to do with this stock.

T*******

Communication Services : Interactive Media & Services | Large Cap 

Stock 4: Hint: It appears I beat Cathie Woods into stocks like Draftkings; however, I like this bet she making here and decided to follow Cathie here.

S******* Inc 

Communication Services : Entertainment | Mid Cap


As a cybersecurity expert, I've learned to take advantage of Machine Learning. So I use handpicked data points, enter them into a rules engine, and when my data points hits I get that information sent to me. It's the best way to have my $$ working for me while I'm sleeping. I wake up and then make investments after evaluating that data. If you can guess this stock correctly, I'll reveal the new purchase:

Stock 5: Hint, Indeed, I rolled the dice on this stock and think its a winner.

****** Inc NASDAQ: J*******

Industrials : Professional Services | | Based in China

#getthebag

Sunday, March 21, 2021

When to Buy Stocks -- Demand Value | Don't Follow the Crowd


Investing In Yourself – Using Pillars to Build Your Core
Setting Budgets + Saving for Black Swans


How to Open My First Brokerage Account

Diversify your Life (Mind, Body, Soul, + Investments)

HOW TO SEARCH MY BLOG:
                             

                       
Get Updates to Your Email When I Create A New Post:





Coming soon is a post on Health -- The Body. You have to invest and know the data about your body. Like many people of color, I get nervous about hospitals and doctors. Thanks to my corporate job, I was exposed to annual exams and blood tests. Unfortunately, when I made the shift to being an entrepreneur I didn't keep up with my annual exams. And it may be costing me...stay tuned for a future post on Health and how that impacts your Wealth. 

Also Coming Soon - a series on #HowtoInvest. People have been reaching especially after the spikes in Gamestop, AMC, and other stock to learn the basics. I self taught myself how to invest beginning at the age of roughly 18 and have never stopped. To be a good investor and ensure you are not gambling (speculating), I'll cover (hardest parts of investing in RED):

Budgeting 101 - How to Fund Ur Investments?
Why Stocks as an Investment?
What is Ur Investment Profile + Personality?
How to Pick Stocks?
When to Buy Stocks?
How to Enter My Trade?
How Many Stocks Should I Own?
When to Sell Stocks?
Am I Speculating (Gambling)?

When to Buy A Stock

Enough talking -- pictures and videos are worth a thousand words, so I plan to move into the digital age here soon. I'm an old soul in a millennial body with a 9-5 job and a side hustle empowering underrepresented groups to find employment in the technology field (and it's cash flowing almost better than my 9-5 job!). Oh by the way, I own real estate (with tenants) and trying to grow that portfolio. So be patient as I plan to do a video series that will help you invest in yourself and #getthebag. My best asset class is my stock portfolio and yes, it allowed me to semi-retire at 37. I've documented how I've done it here on my blog (mistakes and all) for the last 15+ years. Don't believe people that say it's easy --- Trust But Verify. If they are NOT teaching you how to do it yourself --- Then You Are The Product. #facts

Leading up to my video series, which you've been asking for, here is an example of how I hunt for stocks. Sometimes I rely on my network of friends in my #MansaMusa network. They've helped me build my mini empire and I appreciate all of them as they've support me in different ways. When I got started I had a few #whentobuy rules. Last week, I shared Rule #2 - Follow Da Leader | Whale Watch | Griot Rule. Warren Buffett was great to read about, learn from, and occasionally follow but he is one smart brotha...he often requests and usually get approved the right to withhold some of his biggest trades. Why? So he can slowly build a large position and limit Griot watchers like me from following him. There are federal rules which require Warren to disclose his trades and he doesn't want his stock investments to skyrocket right away (from copycats) before he's built his large stake. I may not be a Griot yet, but like my father I'm a like to preach and teach. So I can't give everything away...I know my worth but I USUALLY try to make investments that align with my goals, risk tolerance, and personality. Two hints at what I mean and then I get to a few stocks on my subscriber list and one reveal.

Wanting Value:

  Hint 1: For years, I've written about the fact that I won't by a candy bar if I can't get it for 50c. For the longest time, that's what a Reese's or Snickers cost growing up. Yes, I believe in inflation but if you don't sell it to me for 50c or a Kings size bar for $1.00...you're not getting my money. Life is full of transactions and negotiations...I choose when I want to participate. 

A Difference of Opinion:

Hint 2: I personally like to go against the grain and as many have said...I like to walk my own path and don't follow the crowd too often. So if I see a stock getting dissed (Ex: Search for my Tesla or Lululemon trades and read my Elon Musk / Kanye West posts from years before), I tend to want to know more about the situation than just go with the crowd. Group think is very dangerous and is a primary reason why racism and oppression is what it is. Human nature is to seek the protection and worthiness from a group or gang...but it can lead to perverse outcomes - like when gangs have no rules and kids get killed, or when people with authority protect the bad apples in their group, or when people claim to have faith in something higher but the angry mob can lynch (skin color) or rape (young woman) because society or the current cultural climate doesn't communicate to them what they are doing is wrong. And then I hear the narrative, don't try and cancel those things people did back because it was a different time. I have one one --- Do Unto Others as You Would Have Them Do Unto You. I don't think in life you can ever "overlook" lynching, hate, rape, bullying ...because everyone was doing it. So When I invest...if most are doing it...I run the other way. Need one last example, we all celebrate Dr. Martin Luther King Jr and his approach to non-violence today. But in the 1960s, the FBI had him high on the list of public enemy #1s. How do you square that away...in my book non-violence teaching does not = terrorist (or communist for that matter) but they spent years watching and taping his every moves. So I take the same approach to stocks, if everyone jumps off the bandwagon I BUY:

- Elon Musk is an idiot for $420 tweet -- nice try, I invest in a genius and Tesla
- Kanye West is mentally crazy -- He's not the president, my mentor, impactful to my daily life...but IMO he seems to be savvy at music and business...oh by the way he's now worth over 5-6 Billion after a well executed clothing partnership with Gap. I don't have to agree with him to know he's going to appreciate in value: 


- Lulemon is finished after the then idiot CEO made harsh comments about plus-sized women and leggings -- He's a bum get rid of him and people still will buy ridiculously price leggings, yoga pants and clearly Yeezy's. 



#GettheBag - Premium Subscriber Alerts

Here are a few stocks from this Quarter's Subscriber List Premium Alerts:

  • I***** - Beaten down technology company, that may get back up after being knocked back down
  • M**** - With everyone jumping on the hot new thing...the old reliable has been thrown away. It may to soon to ask an old star to retire when the team isn't ready for a transition
  • A**** - This company stumbled and decided not to IPO. But the SPAC route seemed like an ideal fit. No one's paying attention but the re-opening trade could have us running around like Mad Men
  • F**** - Good ole fashion insurance was left out in the cold, but whoa interest rates are rising and everyone is jumping on banks, insurance and other interest rate sensitive stocks. 
Reveal - ViacomCBS (VIAC)

  • V**** - Television and Advertising has been left for dead as streaming is the future. A quote taken from Barron's: "An analyst wrote that the recent run-up “doesn’t fully discount risks” from pressure on V****’s own legacy cable-network business, nor the risks to content-licensing revenue from the crumbling of conventional cable channels."
Haters gonna hate. Our Reveal is we own ViacomCBS (VIAC), recently the best performing stock in the S&P 500. Stay tuned for a "Details" writeup...but wondering when did I blog about ViacomCBS, Sept 2020:



If you want to follow the crowd, by all means go ahead. However, I'd rather walk my own path. Reach out if you want to subscribe and monitor the trades I'm making in my portfolio. 

Also, guess the stock and I'll reveal if you're right.

Saturday, January 23, 2021

GAMESTOP (GME) - Why Reddit Users Are Rallying Behind My Pick

#MansaMusaMentality
#HuntinPacks - designates investments I made alongside someone in my network
#BreakfastClubforStocks - get your Sherlock Holmes on with news, reports, and data for stock investments ideas

This post is a part of #MansaMusaMentality series and how I use my extended network to invest. Almost like case studies (known as "Details"), I'll highlight how these contacts guide me on investments such as buying real estate, stocks, precious metals, cryptocurrencies, etc. And I want to foster a community culture, so I'll show you how I learn from them and maybe in the future we can crowdsource or here we call it #tribesource investment ideas for the future.

"Detail" - A Breakdown of my GameStop (GME) Investment

Year: 2020/21
Throwback Link: N/A (New Investment)

I think this may be the first time I've revealed my Dec 2020 position in GameStop. This "Detail" is about how I found this investment. Quite simply, I kept my ears to da streets. My life is not dedicated to stocks because it's not my main hustle but I do my research, use my network of connections, and make smart informed decisions. Because I've amassed a nice investment empire, not the size of Mansa Musa, and I'll be damned if I leave it to someone to eat all my profits. Just like how I listen to the Breakfast Club for the culture, I listen, read, and aggregate data for that stock culture. Again, if I have time for the Breakfast Club morning show with Charlamagne tha God... I can also make time for my stock version of the Breakfast Club.  What's your excuse??

I won't be putting this stock in my #MansaHallofFame because I didn't back that thang up and load up like I have with other investments but I'm very happy with how it's performed thus far. So how did I find this stock? I got my Sherlock Holmes on and did my own research. I keep a log of my research and ideas so don't test me. 

How do I get my Sherlock Holmes on? Depending on your age you might prefer: X-Files, Murder She Wrote, Columbo :)   Well I methodically research data and back in September 2020, something made me pause and want to learn more about GameStop. It also led me to a really cool dude who wasn't in my network. Here's what I found:

Stock Investment Idea: GameStop (GME)
New Squad Member: Ryan Cohen, RC Ventures, Net Worth: $600 Million to 1 Billion; made his money by co-founding Chewy which was sold to PetSmart for roughly $3.3 Billion. I won't get technical but Ryan is creeping on the doorstep on entering into my #ABilliSquad network. My research showed back in September 2020, that Ryan amassed a roughly 10% stake in GameStop. Interesting decision for a struggling company. Being a value investor, I was drawn to this stock and the idea that he might be able to turn the company in a new direction but they are so dependent on stores. Do you remember the picture of Gamestop employees having to hand games through a partially cracked door during the COVID pandemic to stay afloat...where was their internet presence??

So I hit Ryan up for more information and through a Fox article learned that he wanted to shake up the direction of the company. He was questioning why customers couldn't trade games online or have more streaming options, why weren't they a bigger e-commerce retailer, and why was management so slow to implement these obvious changes?? So it appears we agreed, handing out video games through a crack in the door isn't a sound business strategy during a pandemic when Amazon and other are open 24 x 7. More importantly he was interested in getting board seats to force the hand of the company if he had to. So I decided to start tracking GameStop like TMZ does Hollywood celebrities. I was following the stock as it's price kept slowly climbing and then another bit of research cemented my decision to invest in GameStop in December 2020.

Investment Takeaways: This pick was due to my extensive research, #BreakfastClubforStocks, which gave me a risky investment idea to consider. Also, I built my network in the process and learned about another great young investor Ryan Cohen, and yes technically I joined him... #HuntinPacks

Outcome: 


Using this chart, the Orange Star represents when my research first alerted me to the GameStop trade (Price Range is shown using the Orange Arrow). It was risky and needed more vetting (Trust But Verify)...so as my buddy says I let the trade marinate for a bit and watched it closely, TMZ style. In December, the Green Star signifies when my research brought me more information. Along with the rising stock price, this information was enough to cement my decision to make my investment. 


This image shows the trade I made on December 22, 2020. GME represents GameStop's ticker and $13 is the price where I initiated a trade. So yes, I'm very happy with this trade.


How is GameStop Corp doing today:
1/22/2021 Stock Price:

SUBSCRIBER ALERTS - are coming soon. Clearly, I've provided enough information that you can go back and source a number of the articles, videos, or interviews that helped inform me of this potential investment. I want to be apart of the process of you growing your network. Timely introductions to investments and investors is a game changer. Remember Ryan now owns 13% of GameStop, a $4+ Billion dollar company. My research gives you the catalyst you need to make an informed decision and grow your investments. MORE COMING SOON

#Tribesource -- Do you have an investment idea, back by facts that you want me to analyze further? Feel free to send them my way.

What do Reddit Day Traders Think:
Courtesy of Bloomberg: 
Reddit’s ‘Angry Mob’
A backlash against Citron by some vocal Reddit users over its views on GameStop came to a head on Friday when the short seller said it will stop commenting on the stock following the actions of “an angry mob.”

“We are investors who put safety and family first and when we believe this has been compromised, it is our duty to walk away from a stock,” Citron managing partner Andrew Left wrote in a Friday letter.

Saturday, July 25, 2020

Life + Project Management - Pt. 1 (Skills Development) + EBAY Trade Reveal

To catch your attention, the internet and "others" try to lure you in with shocking statements, click bait, or even cool acronyms. But nah, we ain't about that here...just keeping it real. If this is for you then welcome, if you need more time to unplug from the Matrix then so be it. I wanted to talk about how I use the Urbanomics Pillars everyday to literally Project Manage my life. I don't need a degree or even a PMP (one of those shiny acronyms for being certified for managing projects) to succeed. They are the icing on the cake, as I have developed skills to manage my biggest project, my Life Project --- one that focuses on God, me, family, and friends. Notice I didn't say work, wealth, and traveling to each state/continent as my main project. Like others, I enjoy these things and they may be on my goal or bucket list, however; my project is my life.

To be balanced in life you need a strong core, that's the base of the Urbanomics Pillars. Underneath those 4 Pillars you need to manage the collection of small and large projects that make up your life very carefully. Every project you take on eats up time which is our most precious asset, every decision impacts a future decision, and distractions can derail you from your ultimate mission. So let's discuss how to manage projects and in turn manage your amazing life:

1) Develop Your Skills --- You have to be grounded in the basic things that will help you dream, set goals, make rationale data-driven decisions, manage risks, negotiate deals, and know what's fair (i.e., right vs. wrong). The skills I recommend people focusing on are the skills that are free, YES FREE!! If you need a cool acronym try this on SLAM+, it stands for:

Science | Legal | Arts | Math |  + (volunteer, teach, technology, engineering, trade, etc.)

All of these were learned for free in PUBLIC schools and have anchored my life. 

Science - I don't love chemistry, biology, or physics but I have a true appreciation for one simple technique that I use literally everyday of my life. I learned in science classes how to develop a hypothesis. In Science, a hypothesis is an tentative answer to an observation, phenomenon or scientific problem that can be tested by further observation, investigation and/or experimentation. 
In today's world, I hear so many people giving me their opinions but often I am suprised how little of it is rooted in any data at all. Funny in public school, I took something, usually a problem, and tried to find ALL the answer by identifying potential answers (solutions) and rigorously testing them over and over again. I do this everyday and for complex things I write them down.

Legal - It's sad to say but I fundamentally believe that everyone, especially people of color need to understand laws and regulations. In a litigious society, the difference between giving a statement that will be used against you or your child, illegal searches, contracts and fine print, loans and gifts, and stand your grown and imminent threat can unfortunately mean life or death. Legal laws killed Trayvon Martin, Breonna Taylor, George Floyd and countless other innocent people. It's still strange to say "lawful", "legal", "innocent" and yet they still ended up tragically dead in a mature, lawful society.

Arts - My focus on Arts is English because communicating is a lost form. So much of life is decided by the word choice you use and kids from a very early age can learn word choice, negotiation, debate, and how to write and articulate their thoughts by reading, acting, revisiting history, and through music as these are all forms with which we express ourselves in. The other art I find beautiful is speaking multiple languages -- growing up in a family and community of accents, the one thing I learned is to take the time to "listen" deeply and closely to what the other person is saying. I rarely ask someone to repeat themselves and have even told people don't try to compensate because english is your second language...say what you're saying and I'll piece it together. People come up with terms everyday to describe actions we've always known existed. The one that is top of mind is micro-aggression. Again, it's a bit fancy for me but I've always called this hate coming from haters and also when i was younger a put-down. Quick example, I can remember how mainly my white friends as early as elementary i believe would make a big deal out of saying the work "ask". I would say the word, they clearly knew what I meant but often felt it was their place to correct me and say do you mean ASK not AXE...haha you're not planning to kill me with an axe. Or I felt for some of my friends who went out of their way to emphasize the world important --- when most Americans hardly ever emphasize the first "T" --- I've always heard many say impor * ant.  So the arts helped me be an interpreter for my parents, a sympathizer for English second language persons, adventurous as I've speak African Krio, bits of Mende, Portuguese, and Spanish, but also cognizant that in the business world I needed to learn a NEW language to compete. I speak business fluently - I say important with the first "T', I emphasize ASK when I can remember, and most importantly due to another micro-aggression I felt early on I trained myself to speak slowly. While colleagues early in my career would blurt out, why are you speaking so fast...in a hurry. Again, you understood me but after my amazing presentation you needed a little something I guess to put me back in my place. Unfortunately, being an African that is proud and KNOWS his history and worth, I kept it moving. But again, I speak business -- so around 2007 I witnessed an amazing orator speak - then presidential hopeful Barack Obama his the scene and graced us with his presence. I heard the calm, smooth, deliberate, and slower pace with which he used with the world and I studied his speaking, literally. Between him and CEOs of major companies, I watch with how they "artfully" described their vision, slowly paused for questions, and elegantly drew you in with examples. I only knew of two other people with impact for me prior to President Obama and that was Christopher Wallace (The Notorious BIG) and Tupac Amaru Shakur (Tupac). Finally, history proves that words matter, and cultures since the beginning of time have had a few basic common principles -- treat your neighbor like you would want to be treated...and that fairness would take us a long way.

Math - Basic math, calculus, and most importantly probability and statistics have by far been the single best skills I've learned and use hourly. My most favorite class was prob/stat in college as it changed my life. Used by poker players, who often make great investors, I learned about how to calculate the odds of events happening. Tack on my learning of decision trees, applying this calculation to making everyday decisions and my world slowed down to a crawl. I was able to make informed decisions at school, in job selections (I graphed pros and cons on all the offers I received), at work, and in life. I used this to determine what houses to buy, where to live, what investments to make, and more importantly how to prioritize my TIME. This is the hardest concept for someone that grew up poor --- learning that you can't be everywhere and do everything. Time is your most precious resource and focusing on your most important areas, when you trust someone else (outsource), and when to admit you failed. Because you aren't taking enough risks if you haven't failed at something in life.

+ - To round out your skillset this is where I see volunteering, learning technologies, trades, mentoring, and teaching as a way to continuously improve over time.  You must expand your circle, give to others and upgrade your skills as time goes on. These are the ways to do them. 

Part 2 - Will cover how to manage projects from investing, renting homes, etc. 

Another Free Trade Reveal: Ebay had been in the dumps. Paypal is no longer a payment option that can be used on the platform. Disagreements between the CEO and outside investors led me to believe change was coming. And it has it a big way. This culminated with Ebay selling its classifieds business to a European company just this past week. This contract will net a healthy profit is Ebay can stay above $32 going into Jan 2021.  Ebay currently trades in the $55 dollar range and I may sell Ebay before that date as this position has already collected roughly 60+% of the gains.  Time for another investment to find:




Saturday, July 18, 2020

Ceasars Update: I'm All In...Were U

Quick Update: Ceasars Entertainment's acquisition (i.e., hook up) with El Dorado is approved by all remaining state gaming commissions...the deal is officially sealed.

I most recently wrote here about my Ceasars' trade: Ceasars and El Dorado Hook Up

You also learned in this post about my drive to independent and bout it bout thanks to Master P, Diddy, Robert Smith, and countless black business men. Even though I still have a 9-5 as they say, I have to stay game ready. After spending time with the family, it's back to work. Grinding through the day's news and articles to sharpen my craft...like being in the gym or music studio. I love data analytics so I look for public news available to everyone, analyze the risk, and think deeply about what the projected outcome will be. Many will laugh because being a contrarian I often don't think too hard...I often ask what does the everyday person think will happen and usually I invest and sometimes bet that "the opposite" will occur. Sharks were circling this iconic Ceasars brand awhile back and my billionaire buddy Tilman Fertitta made no secret about it when he was trying acquire the brand I believe a year or so ago via his Golden Nugget holding. Data provided to you in plain sight, now I just needed to evaluate the business and the risk. Well, I didn't have to go far...I practically used to call Vegas a second home for a minute. I'd go 3 sometimes 4 times a year to relax, sports bet, and just let loose with my friends. Where did we often find ourselves...at Ceasars one of the most iconic and recognizable brands in the world. When El Dorado tried to slide into Ceasars DM, many said laughed and said who is El Dorado...they are smaller, less known, and even that the deal would consolidate too much power. I laughed that sounds a lot like our politics and world today. The rich get richer and leaders across the world continue to consolidate power.

So the investment was simple, the gaming industry would salivate at a gigantic new company that will document across the US (casinos are in the South, 4 in New Jersey alone, tracks in Indiana and of course, gaming in Vegas). Then COVID hit and many bailed on their position...need proof look as Ceasars stock price as it dropped to $6. Yes, I flinched as they said no one would go to Casinos a potential hot spot for infection and the gaming commissions would balk at so much consolidation. But I block out the noise and look deeper --- there was too much money to be made, too much power now in the hands of a few players...and citizens who rather be drinking and playing slots then worrying about their health.  So from $6 to know it's well over $12 dollars. We get a little less than $9 bucks paid out being shareholders and the remaining balance is given to us in stock of the newly formed El Dorado/Ceasars entity.  

Nice work for all who got in on the trade...now time for a new stock to invest in.

One of my many trips to Ceasars:

#datadriventrades #againstthegrain #payitforward #ifnotnowthenwhen

Other recent examples of going against the grain:

Sprint -- Traded down to $4 and Wall Street gave it a 35% chance of being approved. Outcome: T-Mobile Acquired Sprint for one of my biggest trades ever

Covid-19 -- I called for shutdowns, masks, and collective unity. Most people thought it's fake and would rather kick it at the beach. Multiple rounds of stimulus means people are hurting, bankruptcies are rising, lockdowns will continue as cases spike. Vaccines are rarely found in the first year...so the Federal Reserve can only inflate the economy for so long. Be safe and be ready


Thursday, July 09, 2020

E-Trade (ETFC) --- Hookup Alert



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Don't wanna go on livin' without you
I got the hook up holla if you hear me (Ughhhhhh)
And if we say bye bye bye then take my heart with you
I got the hook up holla if you hear me (Ughhhhhh)
Can we go on livin' without you
I got the hook up holla if you hear me (Ughhhhhh)

Artist: Master P + Sons of Funk ~ Song: I Got The Hook Up

So for a short period of time, I've decided to open up my portfolio to help educate people. United we stand and by investing you can be independent, self-owned and bout it bout (thanks P). You can follow wild Reddit investing pages that chronicle how one person made $1M out of his $35K retirement account but those stories never tell you how many people flamed out taking crazy risks. This is about investing in yourself and your goals for the long-term. It's about diversifying your streams of income so that you make decisions on your own terms. It's not a overnight dream, but a long-term goal that you have to plan for. Being musically inclined, I remember a time when Master P said Ughhhh but more importantly I always heard him say "independent, black-owned and I'm bout it bout".  Yes sir, I remember this like it was yesterday but it was over 2 decades ago since Master P dominated the scene. Flashback: In high school, I used to go back and forth about which record label was the best. My man Darryl Baxter was definitely in the No Limit Records camp (the record label of Master P) and so was Ed Whitney. I've always gone against the grain, so to make this a competitive debate each day I took the other side and would always say Sean Puffy Combs and his Bad Boy record label was better. I know --- two successful black men meant we all were right at the end of the day but those debates were memorable. But what they didn't know was I was in the No Limit Camp way before I was a fan of Bad Boy because my dad (being a music lover) brought home a "tape" from the "record" store back then. Don't ask me how or why but he had a tape of Master P's "Ice Cream Man" which I played on repeat over and over and over. The moral of this story is similar to Master P, I write this post to plan a seed in one person's mind just like Master P did when he had a whole generation repeating that phrase. And for the record, NO, I was not inspired to be the "Ice Cream Man" but to be independent black-owned and yes bout it bout it. Next time I'll tell you about Suave House and my clique but let's stay focused.

If you haven't noticed, over the years I've had my fair share of stock hookups. On Wall Street, we call this activity: mergers, acquisitions, and takeovers. My search for value sometimes leads others in the same direction and I get lucky if a big investor or company buys out the company I own for a nice premium --- a hookup. No long story today but I wanted to highlight E-Trade Financial. I like to do research to find my next investment and often benefit from small clues hiding in plain site. If you don't believe me go back and read my posts on Sprint. It will go down as one of my most memorable investments because it was based off of the fact that the CEO (Marcelo Claure) and the Chairman of the Board (Masayoshi Son) both sold their houses before the deal was ever close to being finalized. haha who sells a $10M crib next to Sprint's headquarters unless you're on good authority you won't need it anymore.  

My trade in E-Trade (no pun intended) started from the fact that apps like RobinHood, Dough and others were massively disrupting the retail stock trading space. With 20 years of investing under my belt, I can truly tell you the hardest problem to overcome is the fees which eat into your profits when making a trade. RobinHood and others have helped to reduce those fees to $0. TD Ameritrade and E-Trade were hurt badly kinda like how record sales were impacted once streaming became a thing. So along came Charles Schwab (SCHW) who decided to hookup with TD Ameritrade. There were rumors that consolidation was coming to the industry but I was slow and missed an opportunity to trade AMTD. So I kept an eye on ETFC and decided if I couldn't get the first option, I would trade the second option. Morgan Stanley (MS) came calling and slid into E-Trade's DM. The terms are Morgan Stanley will give ETFC shareholders 1.0432 for every share of MS. This is a good example where my current trade is not yet profitable (note: it was prior to COVID-19 market crash) but you need to have patience. However, if the deal closes in the 4th Quarter as expected, this trade will become profitable once closed or when my trade expiry date (Jan 2021) hits. 


Always remember, there is strength in numbers



Tuesday, February 11, 2020

Sprint Corp. (S) - Can Ya Hear Me Now


Investing In Yourself – Using Pillars to Build Your Core
Setting Budgets + Saving for Black Swans
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Self - Made

It is February and in honor of Black History Month I want to take a moment to pay my respects to Madame C.J. Walker. In movies and music, we often boast about being the next Tony Montana or Jay Z hustlin' our way from rag to riches.  But the reality is more people would be better off following in the footsteps of Madame C.J. Walker. A woman with an amazing work ethic, she went on to be the first -- let me repeat myself -- the first woman in the US to be a self-made millionaire (no handouts). She was an inventor, businesswoman, and philanthropist, so I can just hope to reach 2 outta 3 on that list.

My path to being self-made may take a different road but I challenge myself often by asking why not me. To quote the great Fat Joe, "Nothin' Can Stop Me I'm All The Way Up".  But back to the lecture at hand.  My goal is to continue Sprinting to greatness...and yesterday I was elated when I saw in my Google news feed that the merger between Sprint Corp. and T-Mobile would finally be approved.  It was one of those moments when you say, "How did Google know I was interested in News About Sprint?"...then I read the headline, screamed for joy, reached out to family and friends and realized I'd deal with Google on another day. Why - Because Sprint Corp. was up over 75% for the day thanks to the judge's final ruling on the merger with T-Mobile. Sprint has my 2020 portfolio and retirement gains literally off to the races.

I guess the feeling is similar to a poker player pushing in a large amount of chips. It's agony waiting for the final card to flip over but when it hits and you realized your hand is the best -- the rush is like none other. I laid out the bread crumbs over the course of the last year, here is a quick recap of how Sprint put me in the limelight because I trade tight...time to get paid blow up like my last trade:

In May 2019 I wrote the following: And Sprint (S), Sprint keeps getting offers to play overseas for T-Mobile but the FTC (like the stock version of the NBA Commissioner) is telling me that the deal is unfair. Funny he doesn't say that to Verizon or AT&T the biggest cell phone carriers. Let a player get his money Commish?!?!  Approve the deal and let me bask in the glory of my draft pick prowess.

December 25, 2019, I followed up and said: Final Summary -- So even though I empathize with the states, it would look bad if the Sprint deal falls apart only to have that company FAIL in a few years. That also would result in the industry consolidating to 3 major players and the same concerns return over customer pricing. I've made a small bet once again on Sprint that this deals get done in the New Year.

December 31, 2019, you caught me saying:  Sprint (S) - Played options very well (now letting the profits ride on T-Mobile deal approval will be biggest gain if hits)

But I was most proud of the detailed analysis I shared back in July of 2019. I told you to follow the money. Like a budding NCIS agent looking for clues, I laid out ALL the evidence in a detailed post:

The contrarian in me points out two simple facts: 1) Capitalism - the deal gets done b/c a lot of people stand to make a ton of money (it is convenient Sprint's commercials say they are doing well, but the Execs say the business is declining).  I do not usually have time to listen to quarterly conference calls but I found it MORE interesting that Sprint executives have been putting their houses on the market since the end of last year. How about the fact that the Corporate Office has already been sold. 👀 Strange this has all happened and the deal is NOT even complete as of this post.  2) Less Choice - Prices have been declining ever since T-Mobile took the American wireless industry by storm with good ole "competition". So you go with the contrarian view that Verizon, AT&T, and the market has had enough of its decline in revenue due to T-Mobile's entrance and the smart investment is for them to buy Sprint. The only thing is how do you sell it to the public. 😇 Well, the Department of Justice (DOJ) has supposedly negotiated a deal for T-Mobile to sell excess spectrum to another party to create a new 4th major wireless carrier. Wait for it...who can't wait to buy cell phone service from Dish Network 💪💪

Urb Lesson of the Day: Everything and everyone has layers. Take time to peel those layers and get to the obvious truths in life. I traded Sprint multiple times in the last 7+ months and tomorrow's announcement will eventually lead to the closure of my outstanding trades.  Disclosure: I own Sprint (S) and by trading from the bottom up...I followed everyday clues hidden in plain site to reduce my risk on what some called the "unlikeliest" deal to get done.

Executives Sell Mansions Before the Sprint Deal is Done: Follow the Mansion Money


#followthemoney       #datadriventrades         #investandchill