When To Buy - When Markets are Going Down (Mary J Blige Style)

 

PREMIUM SUBSCRIBER ALERTS:

This is a quick hitter post. I wanted to reiterate the "Loner" / "Cancel Culture" investment philosophy I sometimes use. In my previous post, you've seen I often come to the aid of companies that have flat out done or said some stupid things. We are human, make mistakes and should not automatically get canceled. But if you break the law, cause harm to another, or invade my or someone else's space --- I have a different frame of mind. Yes, I said it don't be a 'Karen', BLM hater, Asian hater...or just a hater in general. Life is short, can't we all just get along.

The following premium alerts were triggered yesterday and they represent companies I was following and waited until they got picked on. Every quarter companies release a "health check report" called a quarterly earnings report. These companies were flying high, released their quarterly health check and then got beat down. The beautiful thing I do is to set an alert and wait for it to ring. Similarly to my home buying lesson --- don't get emotionally attached or fall in love with an investment. haha I play hard to get...and it's served me well. Once these alerts trigger, I trade them and send them to my subscriber group. If you're at work on the clock, I can't expect you to search for these stocks, so I have your back and deliver them straight to your phone and inbox.

The market was down big yesterday at one point. It reminded me of Mary J Blige's song "I'm going down, when you're not around" and since I was around I bought these stocks on a down day. If you can guess these stocks correctly, I'll reveal these new purchases:

Stock 1: Hint: Zoom meetings have sent these stocks higher. Say cheese!

S******* Inc 

Health Care : Health Care | Small Cap 

Stock 2: Hint: A grumpy billionaire in my Mansa Musa network is buying this stock so we went huntin' in packs together.

B******* Inc 

Health Care : Pharmaceuticals | Large Cap 

Stock 3: Hint: What does scrolling, streaming, and banning have to do with this stock.

T*******

Communication Services : Interactive Media & Services | Large Cap 

Stock 4: Hint: It appears I beat Cathie Woods into stocks like Draftkings; however, I like this bet she making here and decided to follow Cathie here.

S******* Inc 

Communication Services : Entertainment | Mid Cap

As a cybersecurity expert, I've learned to take advantage of Machine Learning. So I use handpicked data points, enter them into a rules engine, and when my data points hits I get that information sent to me. It's the best way to have my $$ working for me while I'm sleeping. I wake up and then make investments after evaluating that data. If you can guess this stock correctly, I'll reveal the new purchase:

Stock 5: Hint, Indeed, I rolled the dice on this stock and think its a winner.

****** Inc NASDAQ: J*******

Industrials : Professional Services | | Based in China

#getthebag

When to Buy Stocks -- Demand Value | Don't Follow the Crowd

Investing In Yourself – Using Pillars to Build Your Core	https://urbanomics.blogspot.com/2015/04/urbanomics-pillars-path-set-for.html
Setting Budgets + Saving for Black Swans	https://urbanomics.blogspot.com/2013/02/personal-finance-budget-101-free-credit.html
	https://urbanomics.blogspot.com/2019/11/hey-henry-high-earner-not-yet-rich.html
How to Open My First Brokerage Account	https://urbanomics.blogspot.com/2015/04/personal-finance-101-starting.html
Diversify your Life (Mind, Body, Soul, + Investments) HOW TO SEARCH MY BLOG:	Get Updates to Your Email When I Create A New Post:

Coming soon is a post on Health -- The Body. You have to invest and know the data about your body. Like many people of color, I get nervous about hospitals and doctors. Thanks to my corporate job, I was exposed to annual exams and blood tests. Unfortunately, when I made the shift to being an entrepreneur I didn't keep up with my annual exams. And it may be costing me...stay tuned for a future post on Health and how that impacts your Wealth. 

Also Coming Soon - a series on #HowtoInvest. People have been reaching especially after the spikes in Gamestop, AMC, and other stock to learn the basics. I self taught myself how to invest beginning at the age of roughly 18 and have never stopped. To be a good investor and ensure you are not gambling (speculating), I'll cover (hardest parts of investing in RED):

Budgeting 101 - How to Fund Ur Investments?

Why Stocks as an Investment?

What is Ur Investment Profile + Personality?

How to Pick Stocks?

When to Buy Stocks?

How to Enter My Trade?

How Many Stocks Should I Own?

When to Sell Stocks?

Am I Speculating (Gambling)?

When to Buy A Stock

Enough talking -- pictures and videos are worth a thousand words, so I plan to move into the digital age here soon. I'm an old soul in a millennial body with a 9-5 job and a side hustle empowering underrepresented groups to find employment in the technology field (and it's cash flowing almost better than my 9-5 job!). Oh by the way, I own real estate (with tenants) and trying to grow that portfolio. So be patient as I plan to do a video series that will help you invest in yourself and #getthebag. My best asset class is my stock portfolio and yes, it allowed me to semi-retire at 37. I've documented how I've done it here on my blog (mistakes and all) for the last 15+ years. Don't believe people that say it's easy --- Trust But Verify. If they are NOT teaching you how to do it yourself --- Then You Are The Product. #facts

Leading up to my video series, which you've been asking for, here is an example of how I hunt for stocks. Sometimes I rely on my network of friends in my #MansaMusa network. They've helped me build my mini empire and I appreciate all of them as they've support me in different ways. When I got started I had a few #whentobuy rules. Last week, I shared Rule #2 - Follow Da Leader | Whale Watch | Griot Rule. Warren Buffett was great to read about, learn from, and occasionally follow but he is one smart brotha...he often requests and usually get approved the right to withhold some of his biggest trades. Why? So he can slowly build a large position and limit Griot watchers like me from following him. There are federal rules which require Warren to disclose his trades and he doesn't want his stock investments to skyrocket right away (from copycats) before he's built his large stake. I may not be a Griot yet, but like my father I'm a like to preach and teach. So I can't give everything away...I know my worth but I USUALLY try to make investments that align with my goals, risk tolerance, and personality. Two hints at what I mean and then I get to a few stocks on my subscriber list and one reveal.

Wanting Value:

  Hint 1: For years, I've written about the fact that I won't by a candy bar if I can't get it for 50c. For the longest time, that's what a Reese's or Snickers cost growing up. Yes, I believe in inflation but if you don't sell it to me for 50c or a Kings size bar for $1.00...you're not getting my money. Life is full of transactions and negotiations...I choose when I want to participate. 

A Difference of Opinion:

Hint 2: I personally like to go against the grain and as many have said...I like to walk my own path and don't follow the crowd too often. So if I see a stock getting dissed (Ex: Search for my Tesla or Lululemon trades and read my Elon Musk / Kanye West posts from years before), I tend to want to know more about the situation than just go with the crowd. Group think is very dangerous and is a primary reason why racism and oppression is what it is. Human nature is to seek the protection and worthiness from a group or gang...but it can lead to perverse outcomes - like when gangs have no rules and kids get killed, or when people with authority protect the bad apples in their group, or when people claim to have faith in something higher but the angry mob can lynch (skin color) or rape (young woman) because society or the current cultural climate doesn't communicate to them what they are doing is wrong. And then I hear the narrative, don't try and cancel those things people did back because it was a different time. I have one one --- Do Unto Others as You Would Have Them Do Unto You. I don't think in life you can ever "overlook" lynching, hate, rape, bullying ...because everyone was doing it. So When I invest...if most are doing it...I run the other way. Need one last example, we all celebrate Dr. Martin Luther King Jr and his approach to non-violence today. But in the 1960s, the FBI had him high on the list of public enemy #1s. How do you square that away...in my book non-violence teaching does not = terrorist (or communist for that matter) but they spent years watching and taping his every moves. So I take the same approach to stocks, if everyone jumps off the bandwagon I BUY:

- Elon Musk is an idiot for $420 tweet -- nice try, I invest in a genius and Tesla

- Kanye West is mentally crazy -- He's not the president, my mentor, impactful to my daily life...but IMO he seems to be savvy at music and business...oh by the way he's now worth over 5-6 Billion after a well executed clothing partnership with Gap. I don't have to agree with him to know he's going to appreciate in value: 

URBANOMICS: TESLA - MY BEAUTIFUL DARK TWISTED INVESTMENT

- Lulemon is finished after the then idiot CEO made harsh comments about plus-sized women and leggings -- He's a bum get rid of him and people still will buy ridiculously price leggings, yoga pants and clearly Yeezy's. 

URBANOMICS: Value Investing - Look4Leaders / FollowUrGut

#GettheBag - Premium Subscriber Alerts

Here are a few stocks from this Quarter's Subscriber List Premium Alerts:

• I***** - Beaten down technology company, that may get back up after being knocked back down
• M**** - With everyone jumping on the hot new thing...the old reliable has been thrown away. It may to soon to ask an old star to retire when the team isn't ready for a transition
• A**** - This company stumbled and decided not to IPO. But the SPAC route seemed like an ideal fit. No one's paying attention but the re-opening trade could have us running around like Mad Men
• F**** - Good ole fashion insurance was left out in the cold, but whoa interest rates are rising and everyone is jumping on banks, insurance and other interest rate sensitive stocks. 

Reveal - ViacomCBS (VIAC)

• V**** - Television and Advertising has been left for dead as streaming is the future. A quote taken from Barron's: "An analyst wrote that the recent run-up “doesn’t fully discount risks” from pressure on V****’s own legacy cable-network business, nor the risks to content-licensing revenue from the crumbling of conventional cable channels."

Haters gonna hate. Our Reveal is we own ViacomCBS (VIAC), recently the best performing stock in the S&P 500. Stay tuned for a "Details" writeup...but wondering when did I blog about ViacomCBS, Sept 2020:

URBANOMICS: How Being Risk Focused Allows Me to Play Defense + Offense

If you want to follow the crowd, by all means go ahead. However, I'd rather walk my own path. Reach out if you want to subscribe and monitor the trades I'm making in my portfolio. 

Also, guess the stock and I'll reveal if you're right.

When to Buy Stock | Prism - What Would U Do? | Tech + Finance | Music 2 My Ears

 

Investing In Yourself – Using Pillars to Build Your Core	https://urbanomics.blogspot.com/2015/04/urbanomics-pillars-path-set-for.html
Setting Budgets + Saving for Black Swans	https://urbanomics.blogspot.com/2013/02/personal-finance-budget-101-free-credit.html
	https://urbanomics.blogspot.com/2019/11/hey-henry-high-earner-not-yet-rich.html
How to Open My First Brokerage Account	https://urbanomics.blogspot.com/2015/04/personal-finance-101-starting.html
Diversify your Life (Mind, Body, Soul, + Investments) HOW TO SEARCH MY BLOG:	Get Updates to Your Email When I Create A New Post:

Coming soon is a post on Health -- The Body. You have to invest and know the data about your body. Like many people of color, I get nervous about hospitals and doctors. Thanks to my corporate job, I was exposed to annual exams and blood tests. Unfortunately, when I made the shift to being an entrepreneur I didn't keep up with my annual exams. And it may be costing me...stay tune for a future post on Health and how that impacts your Wealth. 

Also Coming Soon - a series on #HowtoInvest. People have been reaching especially after the spikes in Gamestop, AMC, and other stock to learn the basics. I self taught myself how to invest beginning at the age of roughly 18 and have never stopped. To be a good investor and ensure you are not gambling (speculating), I'll cover (hardest parts of investing in RED):

Budgeting 101 - How to Fund Ur Investments?

Why Stocks as an Investment?

What is Ur Investment Profile + Personality?

How to Pick Stocks?

When to Buy Stocks?

How to Enter My Trade?

How Many Stocks Should I Own?

When to Sell Stocks?

Am I Speculating (Gambling)?

When to Buy A Stock

Enough talking -- pictures and videos are worth a thousand words, so I plan to move into the digital age here soon. I'm an old soul in a millennial body with a 9-5 job and a side hustle empowering underrepresented groups to find employment in the technology field (and it's cash flowing almost better than my 9-5 job!). Oh by the way, I own real estate (with tenants) and trying to grow that portfolio. So be patient as I plan to do a video series that will help you invest in yourself and #getthebag. My best asset class is my stock portfolio and yes, it allowed me to semi-retire at 37. I've documented how I've done it here on my blog (mistakes and all) for the last 15+ years. Don't believe people that say it's easy --- Trust But Verify. If they are NOT teaching you how to do it yourself --- Then You Are The Product. #facts

Leading up to my video series, which you've been asking for, here is an example of how I hunt for stocks. Sometimes I rely on my network of friends in my #MansaMusa network. They've helped me build my mini empire and I appreciate all of them as they've support me in different ways. When I got started I had a few #whentobuy rules. So today I'm sharing Rule #2 - Follow Da Leader | Whale Watch | Griot Rule.  When I first started I read so many books from my mentor Warren Buffett...we just clicked personality wise. So it took me awhile to ease away from Rule #1 but after reading and reading about Warren I understood I had a job and could never dedicated as much time as he did to investing. So instead I incorporated Rule #2 of investing is assets to my stock game. Like in Africa, we place our elders in high regard, so my Griot Rule is to follow leaders that have dedicated their lives to investing. My Grade A college degree helped me realize that mathematically I'm not going to follow just anybody...I want to follow those leaders that have outperformed over time. Wall Street calls these people "Whales", I like to call then Griots. I've gotten so good at learning from these leaders over time that I've sometimes made an investment and come to find --- they made the same investment AFTER I did. Yes vindicating, but it shows me their is enough to grow the pie for everyone. I am not competing with Warren or the other leaders...we are planting seeds together.  Here are 3 Griots, I've learned to trust very much over time and hold in high regard:

Learning From Warren Buffett (Street Cred: #ABilliSquad Member, Net Worth: $100B, Patient, Philantropist, Teacher): Shareholder Letters (berkshirehathaway.com) - This link is to his shareholder letters, which teach you about life, investing, and stocks he buying.

Learning From Ray Dalio (Street Cred: #ABilliSquad Member, Net Worth: $20B, Hedge Fund Worth: $140B, Brutal Honesty, Teacher) : Top 3 Investments: ABBVIE (Ticker: ABBV); BlackRock (Ticker: BLK); Linde PLC (Ticker: LIN) - If you've not read Ray's work on Principles...please do. I to am brutally honest and Ray was a shining force for me NOT to change. Here are his top 3 investments.

Learning From Michael Blurry (Street Cred: Net Worth: $300M, Contrarian Views, Brutal Honesty, Wants People to Do the Right Thing : NOW Inc. (NYSE:DNOW); Wells Fargo (NYSE:WFC); GEO Group (NYSE:GEO); Molson Coors Beverage Co. (NYSE:TAP); CoreCivic Inc. (NYSE:CXW); HollyFrontier Corp. (NYSE:HFC); and he owned GameStop (NYSE:GME) before Ryan Cohen and I jumped in. - If you remember, I unfortunately called the beginnings of the Financial Crisis in this 2006 article: URBANOMICS: Huff, Puff, & Blow the houses down. Now fast forward to one of my favorite movies: "The Biggest Short". I, in my mid 20s didn't know how to invest in assets (housing) that I believed was going to fall hard from being overpriced --- guess who made hundreds of millions because he did -- Michael Blurry. My only solace was I bought my first property during the crisis at a steep steep discount.

Learning from a Griot is the way we've always done it. Elders have been there and done that. I then research on my on and try to understand why and make a decision for myself if I agree and should I invest. Remember my #LexusMentality - take the best from others especially when its not your main hustle.

Tech + Finance

1) Main Street America is "cashing out" or cashing in on their homes at the highest rates since the 2008 Financial Crisis.  

Why I'm Reading: I like to look at trends and I'm not a fan of debt so we'll see how this plays out. It didn't end well before and history has a strange way of repeating itself.

Link: https://www.google.com/amp/s/www.wsj.com/amp/articles/cash-out-refinancings-hit-highest-level-since-financial-crisis-11615458602

2) 3D Printing Homes of the Future

Why I'm Watching: Game changing trends of the future make for great investments and help the culture. I see affordable housing for the masses??

Prism

Why I'm Reading: For those that don't believe many of us face racism or unconscious bias on a daily basis need to read this story. I am a shareholder of Tegna Inc (NYSE: TGNA) stock and found this in my news feed. Read this story about Adonis Hoffman and then tell me --- What Would U Do?

Link: https://www.reuters.com/article/instant-article/idCAKBN2B11TP

Music 2 My Ears

Why I'm Reading: I like to dig for new artists like I do for stocks. The hard thing with Freddie Gibbs is deciding if he's new or at 39 just finally get his dues. Amazing story of one man's struggle to get to the top.

Link: https://www.theringer.com/platform/amp/features/2021/3/10/22319899/freddie-gibbs-grammy-nomination-profile-alfredo-alchemist