The new conversation line may go a little something like this, "So How Much Debt Do You Have?". This might follow: (1) Are You Married, (2) Do You Have Kids, and (3) What Do You Do?
All are common conversation starters when chatting up the future Mr. or Mrs. Right. I have always been called 'mechanical' but I always held onto the need to ask or discuss the financial health of your significant other just like we discuss other serious topics: such as health, kids, and marriage. I held onto to this useful tip when a alum came back to campus and oddly enough ended with that as one of his life lessons. Its a touchy subject but consider talking to your significant other about debt just like you bring up conversations on kids and marriage. So I found it shocking to listen to a radio segment that was reporting on this very subject of debt and relationships.
Here is an excerpt from NPR's segment and call, "Call Me Maybe When Your School Loan is Paid In Full:
"The increasing debt load of college graduates has affected young people's lives in untold ways, from career choices to living arrangements. Now add another impact on a key part of young adult life: dating and marriage.
Rachel Bingham, an art teacher in Portland, Maine, learned this a few years back, when a guy broke it off after four months of a budding relationship. Among other reasons, he cited her $80,000 in student loan debt.
"He said it scared him," she recalls, "that it really made him anxious. And he just did not want to take on my responsibility."
Included is a link to the full article: Debt Caused My Break Up
Next time, I'll share the lesson learned from a Toyota's executive on the beginnings of the Lexus concept.
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